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Australian Financial Risk Management (AFRM) is a specialist risk insurance advising firm. At AFRM, we aim to provide outstanding service and appropriate advice to meet your Risk Management Planning needs. Over the last two decades, we’ve assisted thousands of medical professionals throughout Australia find the right financial solutions for their situation. Taking a holistic view of a client’s finances, we tailor a plan that will provide maximum financial security if they lose their ability to earn. And, just like you, we pride ourselves on a reputation of technical and professional excellence with a human touch.

As WA Indian Docs member, all plan and consultation fees are waived for any member. Such fees also waived if referred to AFRM by WA Indian Docs.


Daniel Musumeci JP | Financial Risk Analyst | Australian Financial Risk Management Pty Ltd

Level 18, 321 Kent Street, SYDNEY NSW 2000 | • (02) 9274 2466 | 0435 814 409 | 7 (02) 4929 4815
PO Box 866, The Junction, NSW, 2291

TmpC4 AFRM Medical Flyer

Download the AFRM Medical Flyer (PDF, 1.6MB)

Specialising in risk for Medical Professionals 

What if……you were the patient?

While insurance doesn’t remove the risk of something going wrong, it provides you and your family with protection, compensation and financial security if something does happen.


Professional Advice

We understand your career paths and the pressures you are under. We get to know our clients and identify what’s important to you, issues you face and the lifestyle implications of something going wrong.

Making it happen

We help with the paperwork, making the application process as seamless as possible.  Our longstanding association with the industry and our size provides opportunity to work directly with the underwriters to ensure you get the best terms available.



Keeping it current

Your need for insurance will change as you move through the different stages of your life.  We have a stringent process for making sure your cover is reviewed on a regular basis.



Claims Management


When things go wrong is when you really need us.  Our team is available to help you make a claim. We’ll represent your best interests with the insurance companies and drive a quick and efficient claims process. In the case of any dispute, we’ll ensure that the insurance companies fulfil their obligations under the policy we helped you choose.


About AFRM

Australian Financial Risk Management, established in 1997, is a specialist life risk advice provider.  We have been helping Doctors, Surgeons and other Medical Professionals since inception. We have trained and efficient staff who operate from offices all along the eastern seaboard of Australia. We deal with all the life insurers operating in Australia and have managed over $45 million in claims for our valued clients. Providing you with peace of mind is our goal

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